Balloon Payments on Motor Vehicles, The Insurance Risk Many Buyers Miss This BaCor FSP article explains how balloon payments on motor vehicles affect insurance risk, claim settlements, excesses, co-payments and credit shortfall exposure after theft, hijacking, write-off or total loss. Balloon payments are common in vehicle finance because they make a car look more affordable … Read more
Why Your Short-Term Insurance Premium Changes at Renewal This BaCor FSP article explains why short-term insurance premiums can change at renewal, why the value of a vehicle is not the only pricing factor, how claims history and excess structures affect premiums, and why full disclosure is essential when changing insurers. Many clients feel frustrated when … Read more
Cybersecurity in South Africa, Why Resilience and Insurance Matter Here’s your article, titled “Cybersecurity in South Africa: Threats, Governance, and the Case for Cyber Insurance”. It synthesises BaCor’s ethos of integrity and innovation with analysis from current reports and news articles, particularly the MyBroadband piece on South Africa’s cyber attack landscape, explaining why businesses must … Read more
Construction insurance South Africa · Contractors liability insurance · Professional indemnity cover · Fleet insurance, heavy vehicles Building Bigger, Safer, Smarter: Why Construction Companies Need the Right Insurance From site incidents to design errors, the right mix of liability, professional and fleet cover keeps projects on time and on budget. Projects succeed when risk is … Read more
Why You Should Use a Broker Instead of Going Direct to an Insurer When it comes to short-term insurance, many people wonder whether they should buy directly from an insurer or work through a broker. While going direct may seem “simpler” and cheaper at first glance, it often leaves clients with limited advice, one-dimensional cover … Read more
Keep the Rubber Side Down: Motorcycle Insurance That Protects You Better gear + better tyres = better odds. What Motorcycle Insurance Covers Depending on the plan you choose, motorcycle insurance can include: Damage to your bike (accidents, theft, fire, hail). Third,party liability if you’re legally responsible for damage or injuries. Accessories/extras (aftermarket parts, luggage) when … Read more
